Digital Offer

Here's a sample of how I work together with your Realtor to help get your offer accepted in our competitive and tight-inventory housing market. Included in this presentation is a document titled "Let's Get Your Offer Accepted", and it provides some of homebuying strategies for making your offer more competitive.

Once your Realtor has submitted the offer, I call the seller's Realtor and send this message below with your Pre-Approval Letter and Closing Guarantee (if eligible). In certain situations, I proactively include our Appraisal Gap Strategy to help the seller overcome any concerns in the case of a low appraisal.


Hello Listing Agent,

I just left you a voicemail about the details of an offer on your seller's home. The buyer's Realtor will be submitting the offer today by email, and here are the details from the lending perspective.

  • Sales Price: $1,000,000
  • Down Payment: $250,000
  • Loan Type: 30Yr Fixed Conventional
  • Credit: Excellent
  • Assets: Seasoned and Sourced

Items Included:

* Our Fully Underwritten Loan Approval Letter (which you can download).

* Our $30,000 On-Time Seller Closing Guarantee Certificate (which you can download).

* A video from me that highlights our financing plan and strategy.

Thank you,

Gian Ceretto, NMLS 693569

Reviews

"Gian put things in laymans terms for me to understand the complexities of mortgage lending. He was patient, supportive and offered many different scenarios to not only obtaining a loan but managing affordable paments in a way that worked best for me. I would recommend him to anyone looking to buy a new home"

susan b

"very thorough and organized process. no surprises which was great"

abdul k

"Comminication is great"

michael j

"Gian and his team provided great service and follow-up during the entire process. I can honestly and unequivocally say it was the best loan experience we have dealt with in several mortgages we have taken out. Exceeded our expectations in every way!"

douglas b

"Gian was on top of the loan from the get-go and he was able to close a week early and before Thanksgiving, which made the sellers very happy!"

camille b

"Gian was an excellent mortgage consultant to work with. As first time home buyers, he was very communicative, thorough, and informative about the process and the challenges that may arise. He explained everything clearly and listened to our goals as prospective buyers. We loved his attitude and demeanor and would love to work with him again."

steven h

"When we had talked about the refinance process we discussed that once rates had hit below a certain percentage to go ahead and start the process. That did not happen. We had to reach out and inquire about rates since we had heard that other institutions had lower rates . that is what triggered the process. We had also missed out on lower rates due to lack of communication. There were a few points of confusion through out the process but Gian was alway available to answer and clarify for us."

colleen r

"Close attention to detail and lots of communication. Every interaction was positive and we knew you took care to know what was best for our family! Thank you, Gian and team! This was a wonderful, SEAMLESS experience for us!"

jennafer k

"I love working with Gian C. He and his team are incredible !"

thomas s