Call

(619) 573-5778

Email

[email protected]

Application

gianceretto.phmloans.com

Add To Contacts

Download vCard

  

Christine Lopez | Homebuyer Guide

Page 1 of 1

Download

As your dedicated mortgage and real estate team, we are thrilled to guide you seamlessly into your next home. Our unique approach combines strategic solutions and expert guidance to enhance your buying experience.

Current Market Insights Tailored Just for You

Navigating the homebuying process can feel complex, but you're not alone. Here, you'll find up-to-date housing data, current mortgage market trends, and neighborhood information curated specifically for your homebuying needs.

Personalized Home Loan Options

Explore personalized home loan strategies that break down the numbers from both a short-term and long-term perspective, providing transparency and clarity to the homebuying process. Our goal is to convey the unique opportunity in today's real estate market, structure your offer with strategies that are winning right now, and work with you to identify the best mortgage loan for your situation.

Proactive Contingency Plans

  • High Competition: Our Digital Offer process differentiates your offer, enhances transparency, and aligns with your agent's strategies.
  • Low Appraisal Values: Our Appraisal Gap Strategy minimizes the funds needed to bridge any gaps, maintaining your transaction's momentum.
  • High Interest Rates & Affordability: We implement strategies to enhance affordability and mitigate elevated mortgage rates, making your payments more manageable.
  • Buyer Agent Compensation: If sellers are paying little or no compensation to cover your agent costs, our strategy bridges the compensation gap, ensuring a smooth transaction to closing with at least 5 different options to pay your buyer agent costs.

Start Your Homebuying Journey with Confidence

Your next home awaits, and we're here to guide you every step of the way. Explore the resources we've tailored for you, understand your options, and take control of your homebuying journey today. Allow us to transform your homeownership dream into reality with our supportive, knowledgeable real estate and finance team!

Share

Reviews

"GREAT started with the presentation of our options, continued through the approval phase and GREAT continues well past funding. Escrow is hectic and paperwork is challenging but knowing that Gian is available for a call puts the jitters to rest. Thanks Gian, the Roths"

david r

"Words don't convey how easy it was working with Gian. The portal was so easy to use. I was kept informed through the whole process which went smoothly. I would not hesitate to recommend Gian to anyone needing a mortgage."

michael r

"I'm not going to spin it - getting a mortgage is hard work. Lots of paperwork well beyond what we had expected. But, Gian and his team were there for us every step of the way. We are grateful for the personal touch and highly recommend him."

lisa r

"Gian took the time to explain any question that we had and everything was pretty smooth during the entire process. Would recommend Gian and his team."

logan p

"Gian is the man! communication is key; and he does it well! Will Defineltely use him again. Good Job! Ryan Degheri, Realtor, Alta #1505"

ryan d

"Speed and comms"

jared b

"Gian very attentive and responsive- rare these days!!"

bob p

"Gian kept us well informed, was always available and patient when we were unclear on things."

bernice d

"Had a wonderful experience! Gian was very kind and extremely helpful through the process . He kept us up to date on every step of the way. The documents needed was easy to upload to the portal and signing for forms for the sale. Will definitely recommend Gian and his team!"

jake p